Loans from £25k to £15m – Receive Funds in 7 Days
(Up to 90% LTV available)
Get approved in 90 minutes. Fast, flexible property financing to seize your next opportunity.
Fast & flexible property finance
Our specialist property finance solutions provide rapid and flexible funding for property purchases, renovations, and developments. Whether you're securing a new investment, refinancing, or funding a project, we ensure you have access to the capital you need—without unnecessary delays.
Our streamlined process, expert guidance, and strong lender relationships make securing property finance simple and stress-free.
Call us now to discuss how we can support your next property venture.
About ADD Property Finance
With 50+ years of combined experience, ADD Property Finance is a specialist finance broker offering tailored solutions for homeowners, investors, and developers.
We focus on long-term relationships, ensuring clients receive fast, flexible, and reliable financing, even with credit challenges. Whether you need a mortgage, remortgage, auction finance, or bridging loan, we’re here to help.
Experience expert guidance and exceptional service with ADD Property Finance.
Loans from £15k to £5m – Receive Funds in 7 Days.
Get approved in 90 minutes. Fast, flexible property financing to seize your next opportunity.
Our property finance provide fast, flexible funding for property purchases, renovations, and developments. With loan offers within 90 minutes and funds in just 7 days, we help you seize opportunities without delay.
With 50+ years of combined experience, Add Property Finance is a specialist finance broker offering tailored solutions for homeowners, investors, and developers.
We focus on long-term relationships, ensuring clients receive fast, flexible, and reliable financing, even with credit challenges. Whether you need a mortgage, remortgage, auction finance, or bridging loan, we’re here to help.
Experience expert guidance and exceptional service with Add Property Finance.
Tailored finance for every property need
Flexible, fast, and built around you
From small-scale renovations to large development projects, we’ve built our property finance to meet your needs. We offer loans from £25k to £5m, high loan-to-value options, and a fast, transparent process to ensure you never miss an opportunity.
Fast Approval
Get loan offers in just 90 minutes to act on opportunities quickly.
Flexible Loan Amounts
Borrow anywhere from £25k to £15m, tailored to your project’s scale.
High Loan-to-Value
Access up to 80% of your property’s value to maximise your funding.
Bespoke Lending Solutions
Every deal is customised to fit your unique project and financial goals.
Funds in 7 Days
Receive the money you need within 7 working days to keep your projects moving.
Adverse Credit Accepted
Even if you’ve missed payments or have a CCJ, we’ll work with you to find a solution.
Quick, simple, and transparent
How our property finance work?
Our property finance loan process is designed to be hassle-free and transparent. From application to completion, we guide you through each step, ensuring you have the support you need. With a streamlined 4-step process, you can secure funding in as little as 7 days.
1. Apply
A clean, straightforward form submission or application to kick off the process. This step involves gathering key information about your loan requirements.
2. Receive your offer
Once your application is reviewed, you’ll receive a personalised loan offer tailored to your needs, usually within 90 minutes.
3. Legal review
We guide you through the legal and compliance aspects, ensuring that all necessary paperwork is transparent and clear for smooth processing.
4. Funds released
Once legal requirements are completed, funds are transferred to your account within 7 days, ready to be used for your property project.
Find out how much you qualify for?
With loans from £25k to £15m and flexible terms, you can unlock the capital you need for any property project. Use our fast application to explore your borrowing potential today.
Designed for property investors, developers, and Businesses
Flexible funding for a range of property needs
Our property finance are perfect for property investors, developers, and businesses looking to move quickly and capitalise on time-sensitive opportunities. Whether you’re purchasing at auction, renovating, or need short-term financing, we’ve got you covered.
Buying property at auction
Secure financing quickly to meet auction deadlines.
Renovations & property development
Fund property improvements or large development projects.
Bridging between property sales
Access funds while waiting for your property to sell.
Business cash injection
Get a short-term cash boost to maintain business flow.
Adverse credit situations
Access financing even if you’ve been declined by traditional lenders.
Tax bills or unexpected expenses
Quickly cover urgent financial obligations, such as HMRC bills.
What our clients say?
At ADD Property Finance, every successful mortgage journey starts with trust. Hear directly from our clients about how we’ve helped them overcome adverse credit challenges and secure their dream homes. Your success story could be next!
Hannah was amazing. I was very impressed with the professionalism, support and guidance provided by Hannah. I was kept informed throughout the process and updated regularly. I can thoroughly recommend ADD to any customer.
Christina Lack
Dan was a hero from start to finish during a complex and testing negotiation. I will look no further than Dan and ADD for any borrowing needs I have in the future.
Danny Daniel
Hannah was superb throughout the process, explained everything really well and kept us well informed so we always knew where things stood.
Would highly reccommend
Edward Case
I am a mainstream mortgage broker. I referred one of my clients to Hannah and she did an outstanding job of looking after them from start to finish. She kept the client and myself updated every step of the way. The case was not straightforward but she did a fantastic job. I wouldn't hesitate to recommend Hannah for future second charge mortgage needs.
Kelly
Very proactive and helpful. Hannah was always prompt in answering any queries and extremely professional and managed the whole process with efficiency.
Would highly recommend her
grant wilson
Hannah was very helpful throughout the entire process, constantly keeping me updated and always available to speak / email (unlike to many other similar companies!). Hannah was a delight to deal with and I highly recommend ADD.
Jonathan Lacey
Hannah was extremely knowledgeable, helpful, approachable and friendly, my case wasn’t straightforward but she made it as stress free as possible
Vanya
Excellent service. Always available and professional. At every step there was more than one option presented, so you could truely make a choice.
WesternHomes Properties
What our clients say?
At Add Property Finance, every successful mortgage journey starts with trust. Hear directly from our clients about how we’ve helped them overcome adverse credit challenges and secure their dream homes. Your success story could be next!
My complex bridge was managed with speed, professionalism, and great attention to detail.
I am now working with the team on properties in my existing portfolio as they are able to find finance solutions that best fit my business objectives and they deliver on time.
Thea Johnson
Dan and the team went above and beyond to help through the process and always kept us updated with any progress. I wouldn't hesitate in recommending ADD Capital Finance to anyone that requires financial brokerage services.
Jamie Ryan
I am a mainstream mortgage broker. I referred one of my clients to Hannah and she did an outstanding job of looking after them from start to finish. She kept the client and myself updated every step of the way. The case was not straightforward but she did a fantastic job. I wouldn't hesitate to recommend Hannah for future second charge mortgage needs.
Kelly
Daniel and the team at ADD Capital were polite and efficient throughout the entire mortgage application process, especially given the specific nature of the product we required. Couldn't recommend them enough!
Charles Audley
Daniel was exceptional in every aspect, when others said they couldn't give us a mortgage. He explained every step of the process in detail, answered every question even when the answer was obvious. He's held our hand during the entire process. Thank you very much Daniel for being there for us.
Laura, Family Futures
ADD Capital Finance have been fantastic to work with.
Dan has kept us in the loop at every stage of the process. Making sure we knew what we doing and making everything easy to understand as well as knowing next steps etc.
It has been a pleasure working with such a great firm. We would recommend ADD Capital Finance in a heart beat.
Lianne Bowen
Everything you need to know about bridging loans
Get answers to the most common questions about our property finance, including eligibility, loan limits, repayment options, and more.
How quickly could I receive funding?
We work quickly to secure your funding, with many bridging loans completed within 10 working days. For urgent cases, our streamlined process ensures that time-sensitive applications are prioritised, so you can act fast on property opportunities.
I’ve missed mortgage payments. Can I still get funding?
Yes, we can help. Even if you’ve missed payments or have adverse credit, we’ll work with you to secure the right loan. Transparency is essential—disclosing your full credit history helps us find tailored financing solutions that fit your situation.
What’s the maximum amount I can borrow?
You can borrow up to £5 million, depending on the property type and value. For commercial freehold assets where neither you nor your family intends to occupy the property, we offer loans with a maximum Loan-to-Value (LTV) of 75%, helping you maximise your borrowing potential.
Can I borrow through my limited company?
Yes, we provide bridging loans for limited companies. However, the controlling or majority shareholders will typically be required to sign a personal guarantee. Our flexible approach ensures we meet your business needs while keeping the loan terms clear and manageable.
Are there any geographical restrictions on where you lend?
We arrange bridging loans across England, Scotland, and Wales. However, we do not currently cover Northern Ireland, the Channel Islands, or the Isle of Man. Wherever your property investment opportunities arise, we aim to be your trusted partner within our lending regions.
What type of security is needed for a bridging loan?
Bridging loans are secured against property or assets. We accept a wide range of security types, including residential properties, commercial buildings, land, and mixed-use developments. Our team will assess your security to ensure it aligns with the loan amount you need.
Can I get a loan with adverse credit?
Yes, we specialise in helping clients with adverse credit. As long as you disclose your credit issues upfront, we can work together to find a solution. We assess each application based on the value of the property and the overall viability of the project rather than solely on your credit score.
What fees are involved in bridging loans?
Bridging loans typically include arrangement fees (1-2% of the loan amount), interest (paid monthly or rolled up), valuation fees, and legal fees. We prioritise transparency and provide a breakdown of all costs before you proceed, so you understand exactly what to expect.
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.
ADD Property Finance is a trading style of ADD Capital Finance Limited registered in England and Wales – company number 05418551. ADD Capital Finance Limited’s registered address is Bank Court, Manor Road, Verwood, BH31 6DY. ADD Capital Finance Limited is Authorised & Regulated by the Financial Conduct Authority – FCA Register Number 674671 see www.fca.org.uk for more details. ADD Capital Finance Limited are a registered Data Processor and Controller with the Information Commissioners Office – registration number Z1171895.
ADD Capital Finance Limited may earn a commission from the Lender and this amount varies between lenders.
ADD Capital Finance Limited is a Broker not a Lender.